Effective: January 1, 2026 – March 31, 2026

Share Deposits
Account Type Dividend Rate APY* Minimum Balance
Share 0.05% 0.06% $25
Christmas Club 0.05% 0.06% n/a
Vacation Club 0.05% 0.06% n/a
Certificates of Deposit
Term Dividend Rate APY* Minimum Balance
6 Months
1.00% 1.01% $1,000
12 Months
1.64% 1.65% $1,000


* APY = Annual Percentage Yield
Savings rates subject to change.

Effective: January 1, 2026 – March 31, 2026