- No monthly service charges
- No per-check charges
- No minimum balance
To open a share draft account at the credit union, you must be 18 years of age or older. Deposit to your Share Draft Account the same ways you deposit to your Share Account. Withdrawals may be made through Trans Action Line, at the credit union, or by using our ATM/Debit Card. Use it in any ATM displaying the NYCE or Cirrus logos. A $1 fee will be assessed for each ATM transaction.
Free ATM Withdrawals with Allpoint!
CHCU is now a member of the Allpoint ATM network with over 55,000 Surcharge free ATMs Worldwide.
Click on the Allpoint link below and start savings today!
CardValet® App for CHCU Debit Card
CardValet® is a mobile card management app that allows you to take control of your CHCU debit card. With CardValet you have the ability to see transactions in real-time, “turn-off” your debit card when not in use, establish transaction spending limits and decline a transaction when the amount exceeds a pre-defined threshold.
Smartphone mobile alerts can be customized based on the types of information you would like to receive. For example, a cardholder can set up an alert to be notified when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but has been declined based on the parameters established.
Debit Card Instant Issue
At CHCU we recognize the inconvenience of being without a debit card, that’s why we offer same-day debit card issue. Whether it’s a new account or a replacement card due to theft or loss, we’ll issue you a new functional temporary debit card on the spot at the branch. A permanent chip card will follow in the mail. Ask us about this option when you need a new card.
Hand-in-hand with your Share Draft Account, we offer overdraft protection, which automatically transfers funds from your savings account to your share draft account in the event that you bounce a check. For more information call the CHCU Credit Union.