Get the purchasing power you desire with a Community Healthcare Credit Union Visa credit card. With our low fixed rates topped with considerable benefits, there isn’t a better option.

CHCU’s Visa® Credit Card has a 9.90% Annual Percentage Rate FIXED. You will also benefit from:

  • Optional Disability Insurance
  • 25 day grace period on purchases
  • No annual fee
  • Free Travel Assistance
  • Free Auto Rental Insurance
  • Secure EMV Chip Technology
  • Digital Wallet Access


Load your CHCU Visa CREDIT CARD onto your Apple or Samsung Mobile Wallet and leave your card at home. When you’re ready to make a purchase, look for the contactless symbol, then TAP your device and GO! It’s safe, secure, and fast.

SAFE – no need to pull your credit card out of your wallet to insert into the checkout terminal.

SECURE – Mobile Wallets use tokenization to authorize the credit card payment. This means each transaction is assigned a specific encrypted security code, which has no value if intercepted by an illegal party. The card number is never shared with the retailer or processing company. This greatly reduces the risk of card present fraud and data breaches.

FAST – no fumbling with your cards in your wallet, no swiping or inserting, just tap device in proximity of contactless symbol at checkout terminal and wait for prompts. No buttons to push. No signature required.

How to enroll CHCU Visa CREDIT CARD in Mobile Wallet?

Open the Wallet app on your mobile device (iPhone, Apple watch, Samsung Galaxy, Gear watch). Steps for each device vary slightly, but all require you to take photo of CHCU’s Visa credit card or enter the card number manually. The app will guide you with easy, step by step prompts.

How to pay in-store once card is loaded to Mobile Wallet?

With your device, you can pay in stores that accept contactless payments. Just look for one of the symbols above at checkout. Some older Samsung devices can even be used on terminals that don’t display the contactless logo.

To use your default card, enter your device passcode (unlock your device), select the card in your mobile wallet and hold device within an inch of the contactless reader until you see Done and a checkmark on the display.

Don’t worry, you can’t unknowingly make a purchase just by being in the proximity of the checkout terminal. A contactless transaction requires the merchant to initiate the payment, then you unlock your device and hold it within an inch of terminal.

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