Taking care of the financial needs of our members is our main objective every day. Community Healthcare Credit Union is committed to providing its members low cost friendly personal service while offering its members competitive lending rates.

   Our field of membership includes all healthcare employees East of the Connecticut River as well as their families, and anyone who resides, attends school, works or worships in the towns of Glastonbury, Vernon and Manchester, as well as their families. Click here to print a membership application.

   The Credit Union offers services similar to most banks, but at little or no expense to the member. Our lending rates are generally lower than the bank's. We are committed to providing the best possible service to our members. Below is a brief overview of our services:

   Share Accounts (Savings)

   Share Accounts are savings accounts with your credit union. Each dollar in your share savings account represents one unit of ownership in the credit union. This savings account can be established with a minimum deposit of $25 and dividends are paid quarterly to your account. You may make deposits automatically through payroll deduction, by mail (please do not send cash), through direct deposit, by night deposit, or in person at the credit union. Withdrawals can be made at the credit union, through our Trans Action Line telephone banking service, or online.

   Trans Action Line

   The Trans Action Line is CHCU's branch that never closes! Trans Action Line brings the credit union as close to you as the nearest touch-tone telephone. It gives you access to your accounts 24 hours a day, 7 days a week, no matter where you are! Trans Action Line lets you check account balances, verify deposits, perform account transfers, and even allows you to withdraw money over the phone (a check will be sent to you by mail, or will be held for you at the credit union).

   The process is easy. Trans Action Line guides you through each transaction with simple voice prompts. It's the most convenient way to access the Credit Union-from your home, office, or anywhere!

   Share Draft Accounts (Checking)

   Share Draft Accounts are similar to checking accounts at the banks, only better.
   What makes them better?

• No monthly service charges
• No per-check charges
• No minimum balance

   To open a share draft account at the credit union, you must be 18 years of age or older. Deposit to your Share Draft Account the same ways you deposit to your Share Account. Withdrawals may be made through Trans Action Line, at the credit union, or by using our ATM/Debit Card. Use it in any ATM displaying the NYCE or Cirrus logos. A $1 fee will be assessed for each ATM transaction.

   Overdraft Protection

   Hand-in-hand with your Share Draft Account, we offer overdraft protection, which automatically transfers funds from your savings account to your share draft account in the event that you bounce a check. For more information call the Credit Union.

   Club Accounts

   Designed to help you save-up for big expenses, Christmas and Vacation Club Accounts earn interest which accumulates quarterly. Christmas Club account runs from October to October. Our Vacation Club Account runs from June to June. Make deposits to your Club Account the same ways you do for your Share Account.

   Share Certificates

   The banks call them CDs, the Credit Union calls them Share Certificates. When you want to earn a higher rate of interest on your savings, Share Certificates can be opened at a variety of rates and terms. A minimum balance is required. Call us for rates and terms.

   Loans

   The credit union offers new and used car loans, personal loans, home improvement loans, second mortgage loans, and VISA Credit Cards.
   We offer competitive rates and terms with monthly payments designed to meet your budget. You can repay your loan through payroll deduction, by check, or in person, whichever is the most convenient for you.

   Life and Disability Loan Insurance

   The credit union offers members the ability to purchase low-cost single life, joint life, and disability insurance on their loans or VISA Credit Cards. If you should become unable to pay your monthly payments, these policies keep you covered.
Rest easy, at Community Healthcare Credit Union, all deposits are insured up to $250,000 by the National Credit Union Administration.

   As a member of Community Healthcare Credit Union, you'll enjoy old fashioned personal attention that you just can't get at the big banks anymore. Our small size, actually, is our biggest strength. The money we save from not having an overpaid board of directors lets us provide you with high tech financial services that your whole family can use.

   Please fill-out the member application form (.pdf format) and mail it into the Credit Union today.

   Community Healthcare Credit Union and YOU. Taking care of people, everyday.

   Joint Application
   Joint Share Account Agreement

   The Community Healthcare Credit Union is hereby authorized to recognize any of the signatures subscribed hereto in the payment of funds or the transaction of any business for this account. The joint owners of this account, hereby agree with each other and with said Credit Union that all sums now paid in on shares, or heretofore or hereafter paid in on shares by any or all of said joint owners with all accumulations thereon, together with the proceeds of any insurance payable to said account, are and shall be owned by them jointly, with right of survivorship and be subject to the withdrawal or receipt of any of them, and payment to any of them or the survivor or survivors shall be valid and discharge said Credit Union from any liability for such payment.

   Any or all said joint owners may pledge all or any part of the shares in this account as collateral security to a loan or loans.